With high premiums and lack of insurance options, farmers struggle to find healthcare plans to meet their needs. Now, a brand new farmer-owned Minnesota cooperative has been created to solely help farmers.

For 15 years, 40 Square Cooperative Solutions and United Farmers Cooperative have been working to create member-owned health plan options for Minnesota Farm families and employers. Following recent legislative changes, a joint self-insurance plan has now been established.
 
"We act as the insurer, we process and pay the claims we issue the ID cards, we perform the customer service that can provide cost for common procedures. Also at the end of the year what is left over and paid in premiums remains with the co-op and remains with the farmer," 40 Square Cooperative Solutions Executive Director Charlene Vrieze said.
 
40 Square will offer six major health plans. Open enrollment runs November 1 through December 19. To learn more about this cooperative, visit, https://40square.coop/

--KEYC News 12